Typical financing options include:
- Annuity loans with fixed or variable interest rates
- KfW funding programs, e.g., energy-efficient renovation or efficiency house subsidies
- Building savings schemes
- Equity-supplementing loans from regional banks
- Capital market-based financing for larger investors
Due to the high prices in Upper Bavaria, an above-average equity contribution is often recommended. Banks in the region typically calculate more conservatively than in more affordable locations.
